Delivery insurance for food and courier drivers

Flexible insurance for all types of delivery work. Manage your policy in the app.

Insurance for all delivery drivers

Why choose us?

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Flexible cover

Choose between hourly, monthly and annual insurance. Get cover for your car or your scooter.

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Here when you need us

Need a hand? Our multi-language support team will be happy to help.

Zego delivery app

Easy-to-use app

View your documents, update your details and manage your cover in the Zego Delivery app.

What is pay-as-you-go delivery insurance?

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Working part-time as a delivery driver? Our pay-as-you-go hire and reward (H&R) delivery insurance can help you save money on your cover.

This insurance is charged by the minute (with a minimum of 1 hour’s cover), and lets you pause your cover when you’re not working. It’s a more flexible way to get insured, so it’s great for short-term or seasonal delivery work.

Take a look at how our pay-as-you-go insurance works.

Learn more

What food delivery and courier policies are available?

To use your car or scooter for food delivery or courier work, you'll need both Social, Domestic & Pleasure (SD&P) and Hire & Reward (H&R) insurance.

Whether you need insurance for a few hours or a whole year, we'll get you covered.

Pay-as-you-go

Pay-as-you-go

Prices from £0.80* p/hr

Perfect for: Drivers or riders who work with one of our partners*. Great for part-time drivers looking for a more flexible type of cover.

Cover: Standalone H&R only — you must have existing personal (SD&P) insurance.

Product Options: The level of cover will match your existing SD&P policy.

Payment: Top up as you drive via the app.

30 Days (H&R only)

30 Days (H&R only)

Perfect for: Drivers or riders who work with one of our partners*. Great for seasonal food or parcel delivery drivers looking for short-term cover.

Cover: Standalone H&R only—you must have existing personal (SD&P) insurance.

Product options: The level of cover will match your existing SD&P policy.

Payment: Buy with a single payment.

Combo (SD&P + H&R)

Combo (SD&P + H&R)

Policy length: 30-day or Annual

Perfect for: Full-time or seasonal delivery drivers who also use their car for personal use.

Cover: Vehicle insurance for work and personal use, including Hire and Reward and Social, Domestic and Pleasure insurance.

Product Options: Third Party Only or Fully Comprehensive.

Payment: Buy with a single payment online or monthly instalments.

Policy options

We offer Third Party Only and Fully Comprehensive cover for your car or scooter. Here's what you get.

Third Party Only

Fully Comp

Food and parcel deliveries (plus personal use with our Combo cover)


Costs for causing damage to other vehicles or property up to £5m


Your legal liability for causing death or injury to other people


Public Liability cover up to £5m


Loss, damage or theft of your vehicle and its spare parts


Windscreen (excess £50)


Audio, communication, and navigation equipment (excess £500)

How does our delivery insurance work?

Delivery insurance with Zego is as easy as 1, 2, 3. Our flexible courier insurance and fast food delivery insurance works with all the top providers, like Uber Eats, Vromo, Just Eat and more.

Step 1

Step 1

Choose the policy that’s right for you and fits when you work.

Step 2

Step 2

Use the Zego Delivery app to link your account with your work providers.

Step 3

Step 3

You’re all set! You’re covered to deliver food and parcels.

Looking for scooter delivery insurance?

Whether you're delivering every day or just a few hours each week, we'll get you covered.

To use your scooter for delivery work, you'll need delivery insurance (H&R) and personal cover (SD&P).

Scooter quote

What our customers say

In my opinion, Zego is one of the best, easy and most suitable insurers on the market. If you're looking for insurance for your scooter, car or any other vehicle Zego is the right choice.

Sanjay Gurung, Car Delivery Driver

Insuring my car was so easy and straightforward. Topping up my credit was also a breeze and I’m ever so happy to have found you guys.

Harold Okoro, Car Delivery Driver
58million policies sold

You're in safe hands

Delivery insurance is our thing. In fact, over the past 7 years we’ve sold over 58 million policies**.

Frequently asked questions

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How does pay as you go delivery insurance work?

Our guide to how pay-as-you-go delivery insurance works and how we calculate the cost of your cover.

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How much does delivery insurance cost?

We’ll look at the different options you have available to help you work out how much your delivery insurance will cost.

Read more

*10% of customers paid this or less in the 6 months prior to 24/10/23
**Based on the total number of policies sold by Zego until 24/10/23